Affiliate disclosure

Last updated: 2026-06-16

Some links on this site may be affiliate or sponsored links.

Any paid element is an optional one-time export, sold and processed by the payment provider named on the page. The tool itself is free to use, with no account and no paywall on the core decision tree.

The third-party IOR provider shortlist shown in the tool is compiled for comparison only — providers do not pay for inclusion. Where a link is an affiliate or sponsored placement, it is marked with rel="sponsored" and an inline disclosure next to the placement, as required by the FTC Endorsement Guides (US) and Directive 2005/29/EC (EU).

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